{"data":{"id":"us/5-cfr-875.407","jurisdiction":"us","citation":"5 CFR 875.407","heading":"Who makes insurability decisions?","body":"The Carrier determines the insurability of all applicants. The Carrier's decision may not be appealed to OPM.","path":["Title 5—Administrative Personnel","CHAPTER I—OFFICE OF PERSONNEL MANAGEMENT","SUBCHAPTER B—CIVIL SERVICE REGULATIONS","PART 875—FEDERAL LONG TERM CARE INSURANCE PROGRAM","Subpart D—Coverage"],"source_url":"https://www.ecfr.gov/api/versioner/v1/full/2026-08-25/title-5.xml","current_through":"2026-08-25","vintage":"","retrieved_at":"2026-08-27T02:23:53Z","sha256":"e771c4a7246a2babea87e6f2c9932a74405b22c47db62e9651627c1ec5aa9f03","source_id":"us-cfr","stale":true,"prev":"us/5-cfr-875.406","next":"us/5-cfr-875.408"},"notice":"GroundRules: Original legal text. Not legal advice."}