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O.C.G.A. § 7-3-49 · Code Section 7-4-4 not repealed.
O.C.G.A. § 7-3-50 · Criminal penalties; void loans; civil penalty to borrower for violation; violation not subject of class action; defense of good faith; limitation on remedies for voidness.
O.C.G.A. § 7-3-51 · Regulatory authority.
O.C.G.A. § 7-3-52 · Limited continuation of licenses.
O.C.G.A. § 7-4-1 · “Usury” defined.
O.C.G.A. § 7-4-2 · Legal rate of interest; maximum rate of interest generally; certain items not considered interest.
O.C.G.A. § 7-4-3 · Finance charge on retail installment contracts for manufactured homes and motor vehicles subject to federal law; stating of federal provisions in contract.
O.C.G.A. § 7-4-3.1 · [Repealed] Maximum interest rate on loans by insured financial institutions.
O.C.G.A. § 7-4-4 · Advertisement of rates of interest or finance charge.
O.C.G.A. § 7-4-5 · Failure to include federal loan act provisions in retail installment loan; violating advertising restrictions.
O.C.G.A. § 7-4-6 · [Reserved] No limit on interest rate payable by profit corporations or persons on nonconsumer loans in excess of $3,000.00.
O.C.G.A. § 7-4-7 · [Reserved] No limit on interest rate on loans of $100,000.00 or more.
O.C.G.A. § 7-4-8 · Commission to third person does not make lawful interest usurious.
O.C.G.A. § 7-4-9 · Back interest may be stipulated in contract and recovered.
O.C.G.A. § 7-4-10 · Usury forfeits entire interest; right of setoff; how forfeiture discharged; when time bars action or defense.
O.C.G.A. § 7-4-11 · Usury is personal defense; no collection from insolvent to prejudice of others.
O.C.G.A. § 7-4-12 · Interest on judgments.
O.C.G.A. § 7-4-12.1 · Interest on arrearage on child support; settlement of unreimbursed public assistance.
O.C.G.A. § 7-4-13 · Law of place of contract governs interest unless otherwise provided.
O.C.G.A. § 7-4-14 · Interest runs from default unless otherwise agreed; when demand necessary.
O.C.G.A. § 7-4-15 · When interest runs on liquidated demands; promissory notes payable on demand.
O.C.G.A. § 7-4-16 · When interest runs on commercial accounts; maximum interest rate on commercial accounts.
O.C.G.A. § 7-4-17 · Payment applied first to interest; no interest on unpaid interest; exceptions.
O.C.G.A. § 7-4-17.1 · [Repealed] Refunds from loans on which interest is calculated under the add-on interest method and which are paid off prior to maturity.
O.C.G.A. § 7-4-18 · Criminal penalty for excessive interest.
O.C.G.A. § 7-4-19 · Civil action to enforce chapter.
O.C.G.A. § 7-4-20 · Election to forgo application of federal usury laws.
O.C.G.A. § 7-4-21 · Class action barred on claims for violation of interest laws on loans secured by real estate.
O.C.G.A. §§ 7-4-30 through 7-4-36 · [Reserved]
O.C.G.A. § 7-5-1 · Short title.
O.C.G.A. § 7-5-2 · Definitions.
O.C.G.A. § 7-5-3 · Organization of credit card banks.
O.C.G.A. § 7-5-4 · Credit card charges and fees.
O.C.G.A. § 7-5-5 · Regulation of credit card banks; enforcement; rules and regulations.
O.C.G.A. § 7-5-6 · Applicability of banking laws.
O.C.G.A. § 7-5-7 · [Repealed] Penalties for violation of chapter.
O.C.G.A. § 7-6-1 · Discrimination in extending credit or making loans prohibited.
O.C.G.A. § 7-6-2 · Cause of action for individual discriminated against.
O.C.G.A. § 7-6A-1 · Short title.
O.C.G.A. § 7-6A-2 · Definitions.
O.C.G.A. § 7-6A-3 · Limitations of home loans.
O.C.G.A. § 7-6A-4 · “Flipping” a home loan; costs and fees.
O.C.G.A. § 7-6A-5 · Limitations of high-cost home loans.
O.C.G.A. § 7-6A-6 · Affirmative claims and defenses against creditors; conditions for relief; actions intending to evade chapter prohibited.
O.C.G.A. § 7-6A-7 · Violation of chapter.
O.C.G.A. § 7-6A-8 · Enforcement of chapter; penalties for violations.
O.C.G.A. § 7-6A-9 · Terms of insurer providing insurance through financed premiums.
O.C.G.A. § 7-6A-10 · Severability of chapter.
O.C.G.A. § 7-6A-11 · Municipality or county not able to regulate terms of home loans.
O.C.G.A. § 7-6A-12 · Application; preemption by federal law.
O.C.G.A. § 7-6A-13 · Promulgation of rules and regulations; creditor’s good faith reliance on guidance from department constituting prima-facie evidence of compliance.
O.C.G.A. § 7-7-1 · Definitions.
O.C.G.A. § 7-7-2 · Prohibited practices by loan brokers.
O.C.G.A. § 7-7-3 · Liability of principals.
O.C.G.A. § 7-7-4 · Borrower’s remedies for violation of chapter.
O.C.G.A. § 7-7-5 · Operation of chapter not limitable by contract or agreement.
O.C.G.A. § 7-7-6 · Penalties.
O.C.G.A. § 7-8-1 · Definitions.
O.C.G.A. § 7-8-2 · Procedures for evaluating safety of remote service terminals.
O.C.G.A. § 7-8-3 · Date of compliance; provision of adequate lighting.
O.C.G.A. § 7-8-4 · Notices to customers of basic safety precautions.
O.C.G.A. § 7-8-5 · Terminals to which chapter not applicable.
O.C.G.A. § 7-8-6 · Rules and regulations.
O.C.G.A. § 7-8-7 · Inapplicability to persons or entities that are not a financial depository institution or operator.
O.C.G.A. § 7-8-8 · Preemption.
O.C.G.A. § 7-9-1 · Short title.
O.C.G.A. § 7-9-2 · Definitions.
O.C.G.A. § 7-9-3 · Chartering of merchant acquirer limited purpose banks; regulation limited.
O.C.G.A. § 7-9-4 · Application; fees; minimum number of employees.
O.C.G.A. § 7-9-5 · Articles of incorporation; filing; publication; registered agent; administration by board of directors.
O.C.G.A. § 7-9-5.1 · Meetings.
O.C.G.A. § 7-9-5.2 · Bylaws.
O.C.G.A. § 7-9-5.3 · Merchant acquirer limited purpose bank.
O.C.G.A. § 7-9-5.4 · Oath of office; administration of affairs.
O.C.G.A. § 7-9-6 · Information to be included on charter application.
O.C.G.A. § 7-9-7 · Investigation; approval or disapproval of charter application; “conviction data” defined; background checks; impact of disapproval.
O.C.G.A. § 7-9-8 · Issuance of certificate of incorporation by Secretary of State.
O.C.G.A. § 7-9-9 · Corporate existence; shareholders; authority to regulate and supervise sale of shares; legal effect of incorporation certificate; when business may begin.
O.C.G.A. § 7-9-10 · Liability of applicant beginning business before authorized.
O.C.G.A. § 7-9-11 · Capital stock and paid-in surplus requirements.
O.C.G.A. § 7-9-11.1 · Merger or consolidation of limited purpose bank; compliance with provisions of Chapter 9.
O.C.G.A. § 7-9-11.2 · Terms and conditions of merger or consolidation.
O.C.G.A. § 7-9-11.3 · Notice of merger or consolidation; filing.
O.C.G.A. § 7-9-11.4 · Parties to merger or consolidation plan to file application; requirements.
O.C.G.A. § 7-9-11.5 · Investigation of merger or consolidation plan; approval or disapproval.
O.C.G.A. § 7-9-11.6 · Issuance of certificate of merger or consolidation.
O.C.G.A. § 7-9-11.7 · Certificate effective upon issuance by Secretary of State; evidence of satisfactory performance; effect of merger.
O.C.G.A. § 7-9-11.8 · Rights and remedies of shareholders.
O.C.G.A. § 7-9-12 · Limitations on depositors and deposit-taking activities; deposit insurance; self-acquiring activities not permitted.
O.C.G.A. § 7-9-12.1 · Treatment of merchant funds.
O.C.G.A. § 7-9-13 · Enforcement by department; rules and regulations.
O.C.G.A. § 8-2-1 · Legislative findings and intent.
O.C.G.A. § 8-2-2 · Purpose of part.
O.C.G.A. § 8-2-3 · Requirements for toilets, shower heads, faucets, and other high-efficiency plumbing fixtures.
O.C.G.A. § 8-2-4 · Fire sprinklers in single-family dwelling units.
O.C.G.A. § 8-2-20 · Definitions.
O.C.G.A. § 8-2-21 · Adoption and continuation of state minimum standard codes; enforcement of codes.
O.C.G.A. § 8-2-22 · Licensing of trades, professions, and businesses governed by Chapter 14 of Title 43 and rules and regulations of State Construction Industry Licensing Board.
O.C.G.A. § 8-2-23 · Amendment and revision of codes generally; installation of high-efficiency cooling towers; review.
O.C.G.A. § 8-2-24 · Appointment of advisory committee; reimbursement of members for expenses; use of subcommittees; submittal of proposed amendments, modifications, and new provisions to committee; meeting times of committee.