GroundRules
Browse Nevada
Read the original sections, or search by topic.
- NRS 604A.057 · “Dependent” defined.
- NRS 604A.060 · “Electronic transfer of money” defined.
- NRS 604A.065 · “Extension” defined.
- NRS 604A.070 · “Grace period” defined.
- NRS 604A.0703 · “High-interest loan” defined.
- NRS 604A.0705 · “High-interest loan service” defined.
- NRS 604A.075 · “Licensee” defined.
- NRS 604A.080 · “Loan” defined.
- NRS 604A.083 · “Nationwide Multistate Licensing System and Registry” or “Registry” defined.
- NRS 604A.085 · “Refund anticipation loan” defined.
- NRS 604A.090 · “Regulation Z” defined.
- NRS 604A.105 · “Title loan” defined.
- NRS 604A.110 · “Title loan service” defined.
- NRS 604A.115 · “Title to a vehicle” or “title” defined.
- NRS 604A.120 · “Truth in Lending Act” defined.
- NRS 604A.125 · “Vehicle” defined.
- NRS 604A.150 · Additional terms defined under federal law; calculation of amount financed, annual percentage rate and finance charge.
- NRS 604A.200 · Application of chapter to persons who seek to evade its provisions.
- NRS 604A.210 · Chapter does not prohibit licensee from offering customer grace period; restrictions.
- NRS 604A.220 · Uniformity of application and construction; resolution of conflicts.
- NRS 604A.230 · Effect of amendment or repeal of chapter on preexisting lawful contracts.
- NRS 604A.240 · Collection of loans made outside State.
- NRS 604A.250 · Exemptions from chapter. [Effective through December 31, 2029.]
- NRS 604A.250 · Exemptions from chapter. [Effective January 1, 2030.]
- NRS 604A.260 · Applicability of provisions of chapter governing enforcement or collection of obligations originated under chapter.
- NRS 604A.300 · Regulations.
- NRS 604A.303 · Commissioner required to implement and maintain database of certain information related to deferred deposit loans, title loans and high-interest loans; fee; confidentiality; regulations.
- NRS 604A.305 · Authority to inform public of certain information relating to licensees offering services through Internet website.
- NRS 604A.310 · Certain relationships between officers and employees of Division of Financial Institutions and licensees prohibited; duty to terminate prohibited relationships.
- NRS 604A.315 · Commissioner required to investigate alleged violations of chapter.
- NRS 604A.400 · Operation of check-cashing service, deferred deposit loan service, high-interest loan service or title loan service without license prohibited; operation of deferred deposit loan service or high-interest loan service through automated loan machine prohibited; criminal penalties.
- NRS 604A.405 · Required notices and disclosures; regulations.
- NRS 604A.409 · Duties of licensee to safeguard customer information.
- NRS 604A.501 · Limitations on original term.
- NRS 604A.5011 · Licensee required to make determination of ability of customer to repay loan and compliance of loan with certain requirements before making loan.
- NRS 604A.5012 · Written loan agreement required; contents.
- NRS 604A.5014 · Requirements for collection of defaulted loan; civil action to collect debt; venue.
- NRS 604A.5015 · Practices regarding customers who are members of military.
- NRS 604A.5016 · Provision of information and materials concerning public assistance and services.
- NRS 604A.5017 · Limitation regarding amount of loan.
- NRS 604A.5018 · Prohibited acts by licensee regarding multiple loans to same customer.
- NRS 604A.502 · Prohibited acts by licensee: Accepting collateral or other types of security; failing to make certain disclosures; taking incomplete instruments; requiring the purchase of insurance or other goods or services; failing to comply with payment plan; charging fee to cash certain checks.
- NRS 604A.5021 · Prohibited acts by licensee: Improper lending and collection practices; deceptive trade practices; false, misleading and deceptive advertising; reinitiating certain transactions; using agent, affiliate or subsidiary to avoid requirements or prohibitions of chapter.
- NRS 604A.5023 · Rescission of loan by customer.
- NRS 604A.5024 · Payment of loan in full.
- NRS 604A.5025 · Partial payment on loan.
- NRS 604A.5026 · Extended payment plan: Customer eligibility; requirements; restrictions; default.
- NRS 604A.5027 · Repayment plan.
- NRS 604A.5029 · Limitations on using proceeds of new deferred deposit loan or high-interest loan to pay balance of outstanding deferred deposit loan; exceptions.
- NRS 604A.503 · Limitations on amounts licensee may collect after default.
- NRS 604A.5031 · Limitations on fees licensee may collect for check not paid upon presentment or failure of electronic transfer of money; standards for civil liability and criminal prosecution.
- NRS 604A.5033 · Receipt required for each payment by customer; contents.
- NRS 604A.5034 · Requirements regarding person acting as agent or assisting in making loan.
- NRS 604A.5035 · Determination of whether loan is high-interest loan.
- NRS 604A.5037 · Limitations on original term.
- NRS 604A.5038 · Licensee required to make determination of ability of customer to repay loan and compliance of loan with certain requirements before making loan.
- NRS 604A.504 · Written loan agreement required; contents.
- NRS 604A.5041 · Requirements for collection of defaulted loan; civil action to collect debt; venue.
- NRS 604A.5042 · Provision of information and materials concerning public assistance and services.
- NRS 604A.5043 · Practices regarding customers who are members of military.
- NRS 604A.5045 · Limitation regarding amount of loan.
- NRS 604A.5046 · Prohibited acts by licensee regarding multiple loans to same customer.
- NRS 604A.5048 · Prohibited acts by licensee: Accepting collateral or other types of security; failing to make certain disclosures; taking incomplete instruments; requiring the purchase of insurance or other goods or services; failing to comply with payment plan; charging fee to cash certain checks.
- NRS 604A.5049 · Prohibited acts by licensee: Improper lending and collection practices; deceptive trade practices; false, misleading and deceptive advertising; reinitiating certain transactions; using agent, affiliate or subsidiary to avoid requirements or prohibitions of chapter.
- NRS 604A.505 · Rescission of loan by customer.
- NRS 604A.5052 · Payment of loan in full.
- NRS 604A.5053 · Partial payment on loan.
- NRS 604A.5055 · Repayment plan.
- NRS 604A.5057 · Limitations on using proceeds of new deferred deposit loan or high-interest loan to pay balance of outstanding high-interest loan; exceptions.
- NRS 604A.5058 · Limitations on amounts licensee may collect after default.
- NRS 604A.506 · Limitations on fees licensees may charge after default on installment payments.
- NRS 604A.5061 · Limitations on fees licensee may collect for check not paid upon presentment or failure of electronic transfer of money; standards for civil liability and criminal prosecution.
- NRS 604A.5063 · Receipt required for each payment by customer; contents.
- NRS 604A.5064 · Requirements regarding person acting as agent or assisting in making loan.
- NRS 604A.5065 · Licensee required to make determination of ability of customer to repay loan and compliance of loan with certain requirements before making loan.
- NRS 604A.5067 · Written loan agreement required; contents.
- NRS 604A.5068 · Requirements for collection of defaulted loan; civil action to collect debt; venue.
- NRS 604A.507 · Practices regarding customers who are members of military.
- NRS 604A.50705 · Provision of information and materials concerning public assistance and services.
- NRS 604A.5071 · Prohibited acts by licensee: Accepting certain collateral or other types of security; failing to make certain disclosures; taking incomplete instruments; requiring the purchase of insurance or other goods or services; failing to comply with payment plan; charging fee to cash certain checks.
- NRS 604A.5072 · Prohibited acts by licensee: Improper lending and collection practices; deceptive trade practices; false, misleading and deceptive advertising; reinitiating certain transactions; using agent, affiliate or subsidiary to avoid requirements or prohibitions of chapter.
- NRS 604A.5074 · Restrictions on duration of loan and periods of extension.
- NRS 604A.5076 · Prohibited acts by licensee regarding amount of loan, ownership of vehicle and customer’s ability to repay loan.
- NRS 604A.5078 · Applicability of Uniform Commercial Code; repossession of vehicle; civil action.
- NRS 604A.5079 · Rescission of loan by customer.
- NRS 604A.508 · Payment of loan in full.
- NRS 604A.5081 · Partial payment on loan.
- NRS 604A.5083 · Repayment plan.
- NRS 604A.5085 · Limitations on amounts licensee may collect after default.
- NRS 604A.5086 · Limitations on fees licensee may collect for check not paid upon presentment or failure of electronic transfer of money; standards for civil liability and criminal prosecution.
- NRS 604A.5088 · Receipt required for each payment by customer; contents.
- NRS 604A.5089 · Requirements regarding person acting as agent or assisting in making loan.
- NRS 604A.509 · Practices regarding customers who are members of military.
- NRS 604A.5092 · Prohibited acts by licensee: Improper practices; deceptive trade practices; using agent, affiliate or subsidiary to avoid requirements or prohibitions of chapter.
- NRS 604A.5094 · Limitations on fees licensee may collect for check not paid upon presentment or failure of electronic transfer of money; standards for civil liability and criminal prosecution.
- NRS 604A.510 · Short title.
- NRS 604A.515 · Applicability.
- NRS 604A.570 · Required disclosures.
- NRS 604A.571 · Prohibited fees.
- NRS 604A.572 · Prohibited advertisements.