Ala. Code § 27-17-1: Applicability of Chapter; “Burial Insurance” Defined.

(a) This chapter applies only to burial insurance policies.

(b) For the purposes of this title, “burial insurance” is that form of life insurance under which:

(1) Benefits are provided in the form of merchandise and services incident to the burial of the insured or the furnishing of a monument to the insured;

(2) The specified retail value of such merchandise and services does not exceed $1,500.00; and

(3) The words “burial policy,” “vault policy,” “monument policy,” or words of similar import are printed on the policy as a part of its description.