Ala. Code § 32-15A-9: Insurable Interest of Program; Liability Insurance.

(a) Notwithstanding any law to the contrary, a peer-to-peer car sharing program shall have an insurable interest in a shared vehicle during the car sharing period.

(b) A peer-to-peer car sharing program may own and maintain as the named insured one or more policies of motor vehicle liability insurance which provide coverage for any of the following:

(1) Liabilities assumed by the peer-to-peer car sharing program under a peer-to-peer car sharing program agreement.

(2) Any liability of the shared vehicle owner.

(3) Damage or loss to the shared motor vehicle.

(4) Any liability of the shared vehicle driver.