Ark. Code Ann. § 17-24-510: Legal actions by debt collectors

(a) A debt collector who brings a legal action on a debt against a consumer shall: (1) For an action to enforce an interest in real property securing the consumer's obligation, bring the action in the county where all or part of the real property is located; or (2) For an action not described in subdivision (a)(1) of this section, bring the action only in the county: (A) In which the consumer signed the contract sued upon; or (B) In which the consumer resides at the commencement of the action. (b) This subchapter does not create a cause of action by a debt collector. Acts 2009, No. 1455, § 1.

(a) A debt collector who brings a legal action on a debt against a consumer shall: (1) For an action to enforce an interest in real property securing the consumer's obligation, bring the action in the county where all or part of the real property is located; or (2) For an action not described in subdivision (a)(1) of this section, bring the action only in the county: (A) In which the consumer signed the contract sued upon; or (B) In which the consumer resides at the commencement of the action.

(1) For an action to enforce an interest in real property securing the consumer's obligation, bring the action in the county where all or part of the real property is located; or

(2) For an action not described in subdivision (a)(1) of this section, bring the action only in the county: (A) In which the consumer signed the contract sued upon; or (B) In which the consumer resides at the commencement of the action.

(A) In which the consumer signed the contract sued upon; or

(B) In which the consumer resides at the commencement of the action.

(b) This subchapter does not create a cause of action by a debt collector.