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California · Through 2026-09-13

INS § 11732.5

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Where this section sits in the code
  1. Insurance Code - INS
  2. DIVISION 2. CLASSES OF INSURANCE [1880. - 12880.8.]
  3. PART 3. LIABILITY, WORKERS' COMPENSATION, AND COMMON CARRIER LIABILITY INSURANCE [11550. - 11895.]
  4. CHAPTER 3. Regulation of Business of Workers’ Compensation Insurance [11690. - 11761.]
  5. ARTICLE 2. State Rate Supervision [11730. - 11742.]

Rates shall not be unfairly discriminatory. Rates are unfairly discriminatory if, after allowing for practical limitations, price differentials fail to reflect equitably the difference in expected losses and expenses. A rate of an insurer shall not be deemed unfairly discriminatory because different premiums result for policyholders with like loss exposures but different expenses, or like expenses but different loss exposures, as long as the rate reflects the differences with reasonable accuracy.

Collected 2026-09-14T05:56:33Z. Source file · JSON

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