California · Through 2026-09-13

INS § 1634

No license is required under this chapter for a person to act in any of the following capacities:
(a) As a full-time salaried employee of a title insurer, controlled escrow company or an underwritten title company.
(b) As a salaried solicitor or agent of a mortgage insurer or mortgage guaranty insurer provided no part of the compensation of the person is on a commission basis.
(c) As the attorney in fact of a reciprocal or interinsurance exchange.
(d) As a life and disability insurance analyst.
(e) As a surplus line broker or special lines surplus line broker.
(f) As a bail agent, bail solicitor or bail permittee.
(g) As an employee, not paid on a commission basis, of a home protection company, including, but not limited to, soliciting, negotiating, or effecting home protection contracts by the employee.
(h) As an employee of a creditor who secures and forwards information for the purpose of obtaining group credit life, credit disability, or involuntary unemployment insurance, or for enrolling individuals in a group credit life, credit disability, or involuntary unemployment insurance plan or issuing certificates of insurance thereunder where no commission is paid to the employee for those services.

Where this section sits in the code

Insurance Code - INS
DIVISION 1. GENERAL RULES GOVERNING INSURANCE [100. - 1879.8.]
PART 2. THE BUSINESS OF INSURANCE [680. - 1879.8.]
CHAPTER 5. Production Agencies [1621. - 1758.993.]
ARTICLE 3. Licensing [1631. - 1651.]

No license is required under this chapter for a person to act in any of the following capacities:

(a) As a full-time salaried employee of a title insurer, controlled escrow company or an underwritten title company.

(b) As a salaried solicitor or agent of a mortgage insurer or mortgage guaranty insurer provided no part of the compensation of the person is on a commission basis.

(d) As a life and disability insurance analyst.

(e) As a surplus line broker or special lines surplus line broker.

(f) As a bail agent, bail solicitor or bail permittee.

(g) As an employee, not paid on a commission basis, of a home protection company, including, but not limited to, soliciting, negotiating, or effecting home protection contracts by the employee.

(h) As an employee of a creditor who secures and forwards information for the purpose of obtaining group credit life, credit disability, or involuntary unemployment insurance, or for enrolling individuals in a group credit life, credit disability, or involuntary unemployment insurance plan or issuing certificates of insurance thereunder where no commission is paid to the employee for those services.

Collected 2026-09-14T05:56:33Z. Source file · JSON

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