C.R.S. § 10-4-644: Child restraint system - insurance coverage - definition.

(1) (a) An insurer that issues or renews a policy pursuant to this part 6 shall include in the applicable coverage the replacement cost of a child restraint system that is in a motor vehicle at the time of a motor vehicle accident, and to which the coverage in the policy is applicable.

(b) Upon the submission of a claim to an insurer for a loss resulting from a motor vehicle accident, the insurer shall ask the claimant if a child restraint system was in the motor vehicle at the time that the accident occurred and, if so, the applicable policy covering the motor vehicle accident shall pay the cost to replace the child restraint system or reimburse the claimant for the cost of the replacement of the child restraint system.

(2) As used in this section, "child restraint system" has the meaning set forth in section 42-4-236 (1)(a.5).