District of Columbia · Through 2026-08-20 (D.C. Law 26-175)

D.C. Code § 31-1603: Prohibited actions.

(a)
Repealed.

(b)
(1)
In determining whether to issue, cancel, or renew insurance coverage, an insurer may not:
(A)
Use age, marital status, geographic area of residence, occupation, sex, sexual orientation, gender identity or expression, or any similar factor or combination of factors for the purpose of seeking to predict whether any individual may in the future develop AIDS or ARC; or
(B)
Take into consideration an individual's use of HIV prevention treatment when taken pursuant to a valid prescriber's order.
(2)
In determining rates, premiums, dues, assessments, benefits covered, or expenses reimbursable, or in any other aspect of insurance marketing or coverage, an insurer may not:
(A)
Use age, marital status, geographic area of residence, occupation, sex, sexual orientation, gender identity or expression, or any similar factor or combination of factors for the purpose of seeking to predict whether any individual may in the future develop AIDS or ARC; or
(B)
Take into consideration an individual's use of HIV prevention treatment when taken pursuant to a valid prescriber's order.

(c)
No health or disability insurance policy or contract shall contain any exclusion, reduction, other limitation of coverage, deductibles, or coinsurance provisions related to HIV prevention treatment or the care and treatment of AIDS, ARC, HIV infection, or any illness or disease arising from these medical conditions, unless the provisions apply generally to all benefits under the policy or contract.

(d)
No life insurance policy or contract shall contain any exclusion, reduction, or other limitation of benefits related to AIDS, ARC, HIV infection, or any disease arising from these medical conditions, as a cause of death.

Where this section sits in the code

Title 31. Insurance and Securities.
Chapter 16. Prohibition of Discrimination in the Provision of Insurance on Basis of AIDS Test.

(a)

Repealed.

(b)

(1)

In determining whether to issue, cancel, or renew insurance coverage, an insurer may not:

(A)

Use age, marital status, geographic area of residence, occupation, sex, sexual orientation, gender identity or expression, or any similar factor or combination of factors for the purpose of seeking to predict whether any individual may in the future develop AIDS or ARC; or

(B)

Take into consideration an individual's use of HIV prevention treatment when taken pursuant to a valid prescriber's order.

(2)

In determining rates, premiums, dues, assessments, benefits covered, or expenses reimbursable, or in any other aspect of insurance marketing or coverage, an insurer may not:

(A)

(B)

Take into consideration an individual's use of HIV prevention treatment when taken pursuant to a valid prescriber's order.

(c)

No health or disability insurance policy or contract shall contain any exclusion, reduction, other limitation of coverage, deductibles, or coinsurance provisions related to HIV prevention treatment or the care and treatment of AIDS, ARC, HIV infection, or any illness or disease arising from these medical conditions, unless the provisions apply generally to all benefits under the policy or contract.

(d)

No life insurance policy or contract shall contain any exclusion, reduction, or other limitation of benefits related to AIDS, ARC, HIV infection, or any disease arising from these medical conditions, as a cause of death.

Collected 2026-08-29T05:44:07Z. Source file · JSON

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