D.C. Code § 42-2431: Definitions.

For the purposes of this chapter, the term:

(1)

“Foreclosure rescue service” means any good or service related to or promising assistance in connection with:

(A)

Avoiding or delaying actual or anticipated foreclosure proceedings concerning residential property; or

(B)

Curing or otherwise addressing a default or failure to timely pay with respect to a residential mortgage loan obligation.

(2)

“Foreclosure rescue transaction” means a transaction involving the transfer of title to real property, or an interest in the property, by a homeowner during or incident to a mortgage default, foreclosure, or tax sale proceeding, either by transfer of any interest from the homeowner to another party or by creation of a mortgage, trust, or other lien or encumbrance during the foreclosure process; provided, that the transaction includes the subsequent conveyance, the promise of a subsequent conveyance, or a right to a subsequent conveyance of an interest back to the homeowner from the acquirer or a person acting in participation with the acquirer, including an interest in a contract for deed, purchase agreement, land installment sale, contract for sale, option to purchase, sale/leaseback, trust, or other contractual arrangement.