O.C.G.A. § 44-12-115: When borrower may transfer thing loaned; liability of article to levy and sale.

If a loan is for the personal benefit and use of the borrower, he cannot transfer the possession of the thing loaned to another without the consent, express or implied, of the lender. If the loan is for a definite time, the borrower has no such interest in the thing loaned as it may be subject to levy and sale.