14 GCA § 2402: Use of Multiple Agreements to Obtain Higher Rate.

No seller may divide a consumer credit sale with the intent of obtaining a higher rate of credit service charge than would otherwise be permitted by this Chapter. The excess amount of credit service charge provided for in agreements in violation of this section are excess charges for the purposes of the provisions on the effect of violations on rights of parties (§ 5201) and the provisions on civil actions by Administrator (§ 6113).