15 GCA § 3381: Effect of Transfer on Death During Transferor’s Life.

During a transferor’s life, a transfer on death shall not:

(a) Affect an interest or right in the subject property of the transferor or any other owner, including the right to transfer or encumber the subject property;

(b) Affect an interest or right in the subject property of a transferee, regardless of whether the transferee has actual or constructive notice of the deed;

(c) Affect an interest or right in the subject property of a secured or unsecured creditor or future creditor of the transferor regardless of whether the creditor has actual or constructive notice of the deed;

(d) Affect the transferor’s or designated beneficiary’s eligibility for any form of public assistance;

(e) Create a legal or equitable interest in the subject property in favor of the designated beneficiary; or

(f) Subject the subject property to claims or process of a creditor of the designated beneficiary.