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Iowa · Through Iowa Code 2026 edition

Iowa Code § 537.8101: Provision of credit card number as condition of check cashing or acceptance prohibited.

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Where this section sits in the code
  1. Title XIII - COMMERCE (Ch. 505 - 554I)
  2. Chapter 537 - CONSUMER CREDIT CODE
  3. Article 8 - CHECK CASHING PRACTICES

1. A person shall not require as a condition of acceptance of a check or share draft, or as a means of identification, that the person presenting the check provide a credit card number or expiration date, or both.

2. Recording a credit card number or expiration date, or both, in connection with a sale of goods or services in which the purchaser pays by check or share draft, or in connection with the acceptance of a check or share draft, is a simple misdemeanor.

3. This section does not prohibit a person from requesting a purchaser to display a credit card as indicia of credit worthiness and financial responsibility or as additional identification, but the only information concerning a credit card which may be recorded is the type of credit card so displayed and the issuer of the credit card. This section does not require acceptance of a check or share draft whether or not a credit card is presented.

4. This section does not prohibit a person from requesting or receiving a credit card number or expiration date and recording the number or date, or both in lieu of a deposit to secure payment in event of default, loss, damage, or other occurrence.

Collected 2026-09-14T19:40:14Z. Source file · JSON

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