IC 24-15-2-11: "Decision that produces legal or similarly significant effects concerning a consumer"

Sec. 11. "Decision that produces legal or similarly significant effects concerning a consumer" means a decision made by a controller that results in the provision or denial by the controller of:

(1) financial and lending services;

(2) housing;

(3) insurance;

(4) education enrollment;

(5) criminal justice;

(6) employment opportunities;

(7) health care services; or

(8) access to basic necessities, such as food and water.