IC 24-5-27.5-22: Prohibition against declining or refusing to process payment card transaction based solely on assignment or nonassignment of a firearms code; exceptions

Sec. 22. (a) Except as provided in subsection (b), a financial services provider may not decline or otherwise refuse to process a lawful payment card transaction based solely on the assignment or nonassignment of a firearms code to the payment card transaction.

(b) A financial services provider may decline or otherwise refuse to process a lawful payment card transaction involving a firearms retailer on the basis of the assignment or nonassignment of a firearms code:

(1) at the request of the consumer;

(2) in accordance with:

(A) fraud controls; or

(B) merchant category exclusions offered by a financial services provider for the purpose of expenditure control or corporate card control;

applicable to the payment card involved in the payment card transaction; or

(3) for purposes of restricting the use or availability of a firearms code in Indiana.