IC 27-2-24-5: "Innocent coinsured"

Sec. 5. As used in this chapter, "innocent coinsured" means an individual who:

(1) is insured under a policy of property or casualty insurance;

(2) did not have knowledge of, cooperate in, or intentionally contribute to a property loss that was caused or arranged by another individual who:

(A) is also insured under the policy of property or casualty insurance; and

(B) either:

(i) died; or

(ii) has been charged with a crime based on a court finding that there is probable cause to believe that the individual committed the crime;

in connection with the circumstances that caused the property loss;

(3) signs a sworn affidavit attesting that the individual did not have knowledge of, cooperate in, or intentionally contribute to the property loss; and

(4) cooperates in:

(A) the investigation and resolution of the claim for the property loss;

(B) any police investigation related to the property loss; and

(C) any criminal prosecution of the individual that caused or arranged the property loss.