IC 37-1-4-10: Civil action by department to enjoin deceptive act

Sec. 10. (a) As used in this section, "deceptive act" means an act or a practice in which a person knowingly or intentionally:

(1) makes a material misrepresentation concerning; or

(2) conceals material information regarding the terms or conditions of;

a first lien mortgage transaction.

(b) For purposes of this section, "knowingly" means having actual knowledge at the time of the transaction.

(c) The department may bring a civil action to enjoin a deceptive act performed in connection with a first lien mortgage transaction.