KRS 286.3-214: Rate of interest allowed on loans of $15,000 or less -- Trust company not

to extend credit -- Exception.

Notwithstanding the provisions of any other law, a bank may take, receive, reserve, and

charge on money due or to become due on any contract or other obligation in writing,

where the original principal amount is fifteen thousand dollars ($15,000) or less, interest

at any rate allowed national banking associations by the laws of the United States of

America. A trust company shall not make any extensions of credit on its own account, but

may make extensions of credit for trust assets under management.