KRS 304.13-370: Increase in fire insurance premiums prohibited until the running of the

appeal period or until approval by the board of the classification assigned.

(1) No insurer may increase premiums for fire insurance based on a fire protection

classification until the expiration of the thirty (30) day period for appeal by the fire

protection district, municipality or locality, as provided in KRS 304.13 -355. If an

appeal is filed, no insurer may increase such premiums until approval of the fire

protection classification by the commissioner.

(2) If the commissioner's reassignment or modification of a fire protection classification

results in lower fire insurance premiums, the appropriate insurers shall make any

refunds of paid premiums due to customers within the affected fire protection

district, municipality or locality. Such refunds shall be determined from the date the

advisory organization or insurer last assigned or reassigned the classification

appealed.