KRS 304.13-412: Workers' compensation premium -- Credit for certified drug -free
Where this section sits in the code
workplace program at coal mine.
(1) Any employer who is also a licensee of a coal mine that has implemented a drug -
free workplace program, including an employee assistance program, certified by the
Division of Mine Safety shall be eligible to obtain a credit on the licensee's
premium for workers' compensation insurance.
(2) Each insurer authorized to write workers' compensation insurance policies shall
provide the credit on the worker s' compensation premium to any employer who is
also a licensee of a coal mine for which the insurer has written a workers'
compensation policy. The credit on the workers' compensation premium shall not:
(a) Be available to those employers that are also lic ensees who do not maintain
their drug-free workplace program for the entire workers' compensation policy
period; or
(b) Apply to minimum premium policies.
(3) The Department of Insurance shall approve workers' compensation rating plans that
give a credit o n the premium for a certified drug -free workplace so long as the
credit is actuarially sound. The credit shall be at least five percent (5%) unless the
Department of Insurance determines that five percent (5%) is actuarially unsound.
(4) The credit on the workers' compensation premium may be applied by the insurer at
the final audit.
Collected 2026-09-05T20:57:43Z. Source file · JSON