KRS 304.14-160: Additional policy contents.

A policy may contain additional provisions not inconsistent with this code and which are:

(1) Required to be inserted by the laws of the insurer's domicile; or

(2) Necessary, on account of the manner in which the insurer is constituted or operated,

in order to state the rights and obligations of the parties to the contract; or

(3) Desired by the insurer and neither prohibited by law nor in conflict with any

provisions required to be included therein.