KRS 304.14-230: Delivery of policy.

(1) Subject to the insurer's requirements as to payment of premium, every policy shall

be mailed or otherwise delivered to the insured or to the person entitled thereto

within a reasonable period of time after its issuance, except where a condition

required by the insurer has not been met by the insured. By agreement between the

insurer and the insured or the person entitled to receive the policy, the policy may

be delivered electronically.

(2) In the event the original policy is delivered or is so required to be delivered to or for

deposit with any vendor, mortgagee, or pledgee of any motor vehicle or aircraft, and

in which policy any interest of the vendee, mortgagor, or pledgor in or with

reference to such vehicle or aircraft is insured, a duplicate of such p olicy, or

memorandum thereof setting forth the name and address of the insurer, type of

coverage, limit of liability, premiums for the respective coverages, and duration of

the policy, shall be delivered by the vendor, mortgagee, or pledgee to each such

vendee, mortgagor, or pledgor named in the policy or coming within the group of

persons designated in the policy to be so included. If the policy does not provide

coverage of legal liability for injury to persons or damage to the property of third

parties, a statement of such fact shall be printed, written, or stamped conspicuously

on the face of such duplicate policy or memorandum. This subsection does not

apply to inland marine floater policies.