KRS 304.14-280: Claims administration not waiver.

Without limitation of any right or defense of an insurer otherwise, none of the following

acts by or on behalf of an insurer shall be deemed to constitute a waiver of any provision

of a policy or of any defense of the insurer thereunder:

(1) Acknowledgment of the receipt of notice of loss or claim under the policy.

(2) Furnishing forms for reporting a loss or claim, for giving information relative

thereto, or for making proof of loss, or receiving or acknowledging receipt of any

such forms or proofs completed or uncompleted.

(3) Investigating any loss or claim under any policy or engaging in negotiations looking

toward a possible settlement of any such loss or claim.

(4) Making advance or partial payments under insurance policies as an accommodation

to or on behalf of any person suffering injury, loss or damage, and any such

payment shall be credited to the final settlement or judgment.