KRS 304.14-310: Exemption of proceeds, health insurance.

Except as may otherwise be expressly provided by the policy or contract, the proceeds or

avails of all contracts of health insurance and of provisions providing benefits on account

of the insured's disability which are supplemental to life insurance or ann uity contracts

heretofore or hereafter effected shall be exempt from all liability for any debt of the

insured, and from any debt of the beneficiary existing at the time the proceeds are made

available for his use.