KRS 304.15-210: Entire contract -- Annuities.

In an annuity or pure endowment contract, other than a reversionary, survivorship, or

group annuity, there shall be a provision that the contract shall constitute the entire

contract between the parties or, if a copy of the application is indorsed upon or attached to

the contract when issued, a provision that the contract and the application therefor shall

constitute the entire contract between the parties.