KRS 304.17-042: Coverage for newly born children from moment of birth.

(1) All individual health insurance policies providing coverage on an expense incurred

basis regardless of whether the policies are issued for nonfamily or family coverage,

shall, provide that health insurance benefits shall be payable with respect to a newly

born child of the insured from the moment of birth.

(2) The coverage for newly born children shall consist of coverage of injury or sickness

including the necessary care and treatment of medically diagnosed congenital

defects and birth abnormalities.

(3) If payment of a specific premium or fee is required to provide coverage for a child

the policy or contract may require that notification of birth of a newly born child

and payment of the required premium or fees must be furnished to the insurer

within thirt y-one (31) days after the date of birth in order to have the coverage

continue beyond such thirty-one (31) day period.

(4) The requirements of this section shall apply to all health insurance policies

delivered in this state on and after July 15, 1994.