KRS 304.17-290: Use of intoxicants, narcotics and hallucinogenics.

There may be a provision as follows:

"Intoxicants, Narcotics and Hallucinogenics: The insurer shall not be liable for

any loss sustained or contracted in consequence of the insured's being intoxicated or

under the influence of any narcotic or any hallucinogenic unless administered on the

advice of a physician."