KRS 304.17A-134: Coverage for medical and surgical benefits with respect to

mastectomy, diagnosis and treatment of endometrioses and endometritis, and

bone density testing -- Requirements for health benefit plan.

(1) A health benefit plan shall make available and offer to the purchaser coverage for:

(a) The following, if a health benefit plan provides medical and surgical benefits

with respect to mastectomy, in a manner determined in consultation with the

attending physician and the covered person, and subject to a nnual deductibles

and coinsurance provisions as may be deemed appropriate and as are

consistent with those established for other benefits under the coverage:

1. All stages of breast reconstruction surgery of the breast on which the

mastectomy has been performed;

2. Surgery and reconstruction of the other breast to produce a symmetrical

appearance; and

3. Prostheses and physical complications of all stages of mastectomy,

including lymphedemas;

(b) Diagnosis and treatment of endometriosis and endometritis if the health

benefit plan also covers hysterectomies; and

(c) Bone density testing for women age thirty -five (35) years and older, as

indicated by the health -care provider, in accordance with standard medical

practice, to obtain baseline data for the purpose of early detection of

osteoporosis.

(2) No health benefit plan under this section shall offer medical and surgical benefits

with respect to a mastectomy that requires the procedure be performed on an

outpatient basis.

(3) A health benefit plan shall provi de written notice to a covered person of the

availability of medical and surgical benefits with respect to a mastectomy upon

enrollment and annually thereafter.

(4) A health benefit plan shall not:

(a) Deny eligibility, or continued eligibility, to an indi vidual to enroll or to renew

coverage under the terms of the plan, solely for the purpose of avoiding the

requirements of 42 U.S.C. sec. 300gg-52; and

(b) Penalize or otherwise reduce or limit the reimbursement of an attending

provider, or provide incentives to an attending provider, to induce the provider

to provide care to an individual in a manner inconsistent with 42 U.S.C. sec.

300gg-52.