GroundRules
← Search the law
Kentucky · Snapshot 09/05/2026

KRS 304.17A-165: Prescription drug coverage to include exceptions or override policy

Read at publisher ↗
Where this section sits in the code

    for refills of covered drugs -- Limitations and exclusions -- Program for

    synchronization of medications.

    (1) Any health benefit plan that provides benefits for prescription drugs shall include an

    exceptions policy or an override policy that provides coverage for the refill of a

    covered drug dispensed prior to the expiration of the insured's supply of the drug.

    The insurer shall provide notice in existing written or elec tronic communications to

    pharmacies doing business with the insurer, the pharmacy benefit manager if

    applicable, and to the insured regarding the exceptions policy or override policy.

    This subsection shall not apply to controlled substances as classified b y KRS

    Chapter 218A.

    (2) Nothing in this section shall prohibit an insurer from limiting payment to no more

    than three (3) refills of a covered drug in a ninety (90) day period.

    (3) Any individual or group health benefit plan that provides benefits for pres cription

    drugs shall provide a program for synchronization of medications when it is agreed

    among the insured, a provider, and a pharmacist that synchronization of multiple

    prescriptions for the treatment of a chronic illness is in the best interest of the

    patient for the management or treatment of a chronic illness provided that the

    medications:

    (a) Are covered by the individual or group health benefit plan:

    (b) Are used for treatment and management of chronic conditions that are subject

    to refills;

    (c) Are not a Schedule II controlled substance;

    (d) Meet all prior authorization criteria specific to the medications at the time of

    the synchronization request;

    (e) Are of a formulation that can be effectively split over required short fill

    periods to achieve synchronization; and

    (f) Do not have quantity limits or dose optimization criteria or requirements that

    would be violated in fulfilling synchronization.

    (4) To permit synchronization, an individual or group health benefit plan shall apply a

    prorated daily c ost-sharing rate to any medication dispensed by a network

    pharmacy pursuant to this section.

    (5) Any dispensing fee shall not be prorated and shall be based on an individual

    prescription filled or refilled.

    Collected 2026-09-05T20:57:46Z. Source file · JSON

    Browse this collection