KRS 304.17A-177: Limitation on amount of copayment or coinsurance charged for

services rendered by occupational or physical therapist -- Insurer to clearly

state coverage.

(1) An insurer shall not impose a copayment or coinsurance amount charged to the

insured for services rendered for each date of service by an occupational therapist

licensed under KRS Chapter 319A or a physical therapist licensed under KRS

Chapter 327 that is greater than the copayment or coinsurance amount charged to

the insured for the services of a physician or an osteopath licensed under KRS

Chapter 311 for an office visit.

(2) An insurer shall state clearly the availability of occupational and physical therapy

coverage under its plan and all related limitations, conditions, and exclusions.