KRS 304.17B-019: Types of health benefit plans to be issued under Kentucky Access.

(1) Kentucky Access shall offer at least three (3) health benefit plans to enrollees,

which shall be similar to the health benefit plans currently being marketed to

individuals in the individual market.

(2) At least one (1) plan shall be offered in a traditio nal fee-for-service form. At least

one (1) plan may be offered in a managed -care form at such time as the Office of

Health Data and Analytics can establish an appropriate provider network in

available service areas.

(3) The office shall provide for utiliza tion review and case management for all health

benefit plans issued under Kentucky Access.

(4) The office shall review and compare health benefit plans provided under Kentucky

Access to health benefit plans provided in the individual market. Based on the

review, the office may amend or replace the health benefit plans issued under

Kentucky Access.

(5) Individuals who apply and are determined eligible for health benefit plans issued

under Kentucky Access shall have coverage effective the first day of the month after

the application month.

(6) For eligible individuals, health benefit plans issued under Kentucky Access shall

not impose any pre -existing condition exclusions. In all other cases, a pre -existing

condition exclusion may be imposed in accordance with KRS 304.17A-230.

(7) Health benefit plans issued under Kentucky Access shall be guaranteed renewable

except as otherwise specified in KRS 304.17B-015 and KRS 304.17A-240.

(8) All health benefit plans issued under Kentucky Access shall provide that, upon t he

death or divorce of the individual in whose name the contract was issued, every

other person covered in the contract may elect within sixty -three (63) days to

continue under the same or a different contract.

(9) Health benefit plans issued under Kentuck y Access shall coordinate benefits with

other health benefit plans and be the payor of last resort.

(10) Health benefit plans issued under Kentucky Access shall pay covered benefits up to

a lifetime limit of two million dollars ($2,000,000) per covered ind ividual. The

maximum limit under this subsection may be increased by the office.