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Kentucky · Snapshot 09/05/2026

KRS 304.18-060: "Blanket health insurance" defined.

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Where this section sits in the code

    "Blanket health insurance" is that form of health insurance covering groups of persons as

    enumerated in one (1) of the following subsections under a policy or contract issued to:

    (1) Any common carrier or to any operator, owner, or lessee of a means of

    transportation, who or which shall be deemed the policyholder, covering a group of

    persons who may become passengers defined by reference to their travel status on

    the common carrier or the means of transportation;

    (2) An employer, who shall be deemed the pol icyholder, covering any group of

    employees, dependents, or guests, defined by reference to specified hazards incident

    to an activity or activities or operations of the policyholder;

    (3) A college, school or other institution of learning; a school district or districts; a

    school jurisdictional unit; or to the head, principal, or governing board of any such

    educational unit, who or which shall be deemed the policyholder, covering students,

    teachers, or employees;

    (4) A religious, charitable, recreational, edu cational or civic organization or branch

    thereof, which shall be deemed the policyholder covering any group of members or

    participants defined by reference to specified hazards incident to an activity or

    activities or operations sponsored or supervised by such policyholder;

    (5) A sports team, camp, or sponsor thereof, which shall be deemed the policyholder,

    covering members, campers, employees, officials, or supervisors;

    (6) A volunteer fire department, first aid, emergency management agency, or other such

    volunteer organization, which shall be deemed the policyholder, covering any group

    of members or participants defined by reference to specified hazards incident to an

    activity or activities or operations sponsored or supervised by the policyholder;

    (7) A newspaper or other publisher, which shall be deemed the policyholder, covering

    its carriers;

    (8) An association, including a labor union, which has a constitution and bylaws and

    which has been organized and is maintained in good faith for purposes other tha n

    that of obtaining insurance, which shall be deemed the policyholder, covering any

    group of members or participants defined by reference to specified hazards incident

    to an activity or activities or operations sponsored or supervised by the

    policyholder; and

    (9) Any other person or group covering any other risk or class of risks which, in the

    discretion of the commissioner, may be properly eligible for blanket health

    insurance. The discretion of the commissioner may be exercised on an individual

    risk basis or class of risks, or both.

    Collected 2026-09-05T20:57:49Z. Source file · JSON

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