KRS 304.18-080: Application and certificates.

(1) An individual application need not be required from a person covered under a

blanket health policy or contract, nor shall it be necessary for the insurer to furnish

each person a certificate, if such person does not pay all or part of the premium for

such insurance.

(2) A person covered under a blanket health insurance policy or contract who pays any

part of the premium or is required to submit an application as to such insurance

shall be furnished a certificate by the insurer reasonably setting forth a sum mary of

such person's coverage and restrictions thereon.