KRS 304.19-120: Choice of insurer.

When credit life insurance or credit health insurance is required as additional security for

any indebtedness, the debtor shall, upon request to the creditor, have the option of

furnishing the required amount of insurance through existing policies of insur ance owned

or controlled by him or of procuring and furnishing the required coverage through any

insurer authorized to transact an insurance business within this state.