KRS 304.20-037: Reinstatement of expired policy for which renewal was offered --

Conditions.

If an insurer has indicated its willingness to renew a policy providing coverage for loss or

damage under a property or casualty policy by mailing or delivering to the named insured,

at his last known address, a notice of the renewal premium amount and the amount was

not paid on or before the anniversary due date, the insurer may, in the absence of an

increase in the risk insured, reinstate the expired policy upon the writt en request of the

insured if the insured has not purchased replacement coverage and the request for the

reinstatement is made within thirty (30) days following expiration. The insurer shall not

require, as a condition for reinstatement, an increase in cove rage amount or the premium

charge above that which was stated in its renewal offer.