KRS 304.29-371: Exemption of certain societies.

(1) Nothing contained in this chapter shall be so construed as to affect or apply to:

(a) Grand or subordinate lodges of societies, orders, or associations now doing

business in this state which provide benefits exclusively through local or

subordinate lodges;

(b) Orders, societies or associations which admit to membership only persons

engaged in one (1) or more crafts or hazardous occupations, in the same or

similar lines of business, insuring only their own members and their families,

and the ladies societies or ladies' auxiliaries to such orders, societies, or

associations;

(c) Domestic societies which limit their membership to employees of a particular

city or town, designated firm, business house, or corporation which provide

for a death benefit of not more than four hundred dollars ($400) or disability

benefits of not more than three hundred fifty dollars ($350) to any person in

any one (1) year, or both; or

(d) Domestic societies or associations of a purely religious, charitable, or

benevolent description, which provide for a death benefit of not more than

four hundred dollars ($400) or for disability benefits of not more than three

hundred fifty dollars ($350) to any one (1) person in any one (1) year, or both.

(2) Any society or association described in paragraph (c) or (d) of subsection (1) of this

section which provides for death or disability benefits for which benefit certificates

are issued, and any society or association included in paragraph (d) of subsection (1)

of this section which has more than one thousand (1,000) members, shall not be

exempted from the provisions of this subtitle but shall comply with all requirements

therein.

(3) No society which, by the provisions of this section, is exempt from the requirements

of this subtitle, except any s ociety described in paragraph (b) of subsection (1) of

this section, shall give or allow, or promise to give or allow to any person any

compensation for procuring new members.

(4) Every society which provides for benefits in case of death or disability res ulting

solely from accident, and which does not obligate itself to pay natural death or sick

benefits, shall have all of the privileges and be subject to all the applicable

provisions and regulations of this subtitle except that the provisions thereof rela ting

to medical examination, valuations of benefit certificates, and incontestability, shall

not apply to the society.

(5) The commissioner may require from any society or association, by examination or

otherwise, such information as will enable the commis sioner to determine whether

the society or association is exempt from the provisions of this subtitle.

(6) Societies, exempted under the provisions of this section, shall also be exempt from

all other provisions of the insurance laws of this state.