KRS 304.32-150: Benefits.

The benefits or services which a corporation subject to the provisions of this subtitle may

contract to make available to its members or subscribers shall include all of the services

made available by hospitals, or other licensed health care institutions, doctors of

medicine, osteopathy, dentistry, podiatry, licensed optometrists, licensed psychologists,

nursing services, appliances, drugs, medicine, ambulance service, and other health

services or related items as the governing board of any corporation may approve; but no

corporation subject to the provisions of this subtitle may offer to its members or

subscribers any certificate or form which would provide for a cash payment or allowance

for sickness, accident, disability, or death, other than payments of or toward the charges

made by the purveyors of the health services covered by the certificates issued by the

corporation; or for any form of casualty or life insurance unless the corporation shall first

comply with the statutes of this state applicable to companies offering such forms of

insurance. Nothing in this section shall prohibit a corporation from reimbursing its

members or subscribers for payments made by them directly to the purveyors of health

services covered by certificates for services which members or subscribers have received.