KRS 304.39-160: Assigned claims.

(1) A person entitled to basic reparation benefits because of injury covered by this

subtitle may obtain them through the assigned claims plan established pursuant to

the provisions relating thereto and in accordance with the provisions on time for

presenting claims under the assigned claims plan if:

(a) Basic reparation insurance is not applicable to the injury for a reason other

than those specified in the provisions on converted vehicles and intentional

injuries;

(b) Basic reparation insurance applicable to the injury cannot be identified;

(c) Basic reparation insurance applicable to the injury is inadequate to provide the

contracted for benefits because of financial inability of a reparation obligor to

fulfill its obligations; or

(d) A claim for basic re paration benefits is rejected by a reparation obligor for a

reason other than that the person is not entitled under this subtitle to the basic

reparation benefits claimed.

(2) If a claim qualifies for assignment under paragraphs (c) or (d) of subsection ( 1), the

assigned claims bureau or any reparation obligor to whom the claim is assigned is

subrogated to all rights of the claimant against any reparation obligor, its successor

in interest or substitute, legally obligated to provide basic reparation benefi ts to the

claimant, for basic reparation benefits provided by the assignee.

(3) Except in case of a claim assigned under subsection (1)(d), if a person receives

basic reparation benefits through the assigned claims plan, all benefits or

advantages he receives or is entitled to receive as a result of the injury, other than by

way of succession at death, death benefits from life insurance, or in discharge of

familial obligations of support, are subtracted in calculating net loss.

(4) A person who sustains i njury while occupying a motor vehicle owned by such

person and with respect to which security is required by the provisions on security

and who fails to have such security in effect at the time of an accident in this

Commonwealth causing such injury, shall not obtain through the assigned claims

plan basic reparation benefits, including benefits otherwise due him as a survivor,

unless such person's failure to have such security in effect at the time of such

accident was solely occasioned by the failure of th e reparation obligor of such

person to provide the basic reparation benefits required by this subtitle.