KRS 304.5-050: "Property insurance" defined.

"Property insurance" is insurance on real or personal property of every kind and of every

interest therein against loss or damage from any and all hazard or cause, and against loss

consequential upon such loss or damage, other than noncontractual legal lia bility for any

such loss or damage. Property insurance does not include title insurance, as defined in

KRS 304.5-090.