KRS 304.5-100: "Mortgage guaranty insurance" defined.

"Mortgage guaranty insurance" is insurance against financial loss by reason of

nonpayment of principal, interest, rent or other sums agreed to be paid under the terms of

any note, bond, lease, or other evidence of indebtedness constituting a charge on real

estate, or secured by mortgage, deed of trust, or other instrument constituting a lien on

real estate.