KRS 304.6-070: Health insurance policy reserves.

For all health insurance policies the insurer shall maintain an active life reserve and an

actuarially determined claim reserve for unaccrued benefits which shall place a sound

value on its liabilities under such policies and be not less than the reserve a ccording to

appropriate standards set forth in regulations issued by the commissioner and in no event

less in the aggregate than the pro rata gross unearned premiums for such policies.