KRS 342.375: Policy to cover entire liability of employer -- Separate policy for specified

plant or location may be authorized.

Every policy or contract of workers' compensation insurance under this chapter, issued or

delivered in this state, shall cover the entire liability of the employer for compensation to

each employee subject to this chapter, except as otherwise provided in KRS 342.020,

342.345, or 342.352. However, if specifically authorized by the commissioner, a separate

insurance policy may be issued for a specified plant or work location if the liability of the

employer under this chapter to each employee subject to this chapter is otherwise secured

and provided that no employee transferred from one plant or work location to another

within the em ployment of the same employer shall thereby lose any benefit rights

accumulated under the average weekly wage concept.