KRS 355.4-403: Customer's right to stop payment -- Burden of proof of loss.

(1) A customer or any person authorized to draw on the account if there is more than

one (1) person may stop payment of any item drawn on the customer's account or

close the account by an order to the bank describing the item or account with

reasonable certain ty received at a time and in a manner that affords the bank a

reasonable opportunity to act on it before any action by the bank with respect to the

item described in KRS 355.4 -303. If the signature of more than one (1) person is

required to draw on an account, any of these persons may stop payment or close the

account.

(2) A stop-payment order is effective for six (6) months, but it lapses after fourteen (14)

calendar days if the original order was oral and was not confirmed in a record

within that period. A stop -payment order may be renewed for additional six (6)

month periods by a record given to the bank within a period during which the stop -

payment order is effective.

(3) The burden of establishing the fact and amount of loss resulting from the payment

of an item contrary to a stop -payment order or order to close an account is on the

customer. The loss from payment of an item contrary to a stop -payment order may

include damages for dishonor of subsequent items under KRS 355.4-402.