KRS 367.46963: Requirements to be met before accepting payment from or charging

consumer.

No caller or merchant making or causing to be made a telephone solicitation shall request

or accept payment from a consumer or make or submit any charge to the consumer's

credit or bank account until either:

(1) The merchant receives from the consumer a signed copy of a written contract

complying with KRS 367.46961(4); or

(2) The cancellation period provided in KRS 367.46961(1) has expired, and the

consumer has not exercised his right to cancel.