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Kentucky · Snapshot 09/05/2026

KRS 382.295: Recording master form for mortgages -- Incorporation by reference of

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  1. KRS Chapter 382

contents.

(1) An instrument containing forms of covenants, conditions, obligations, powers, and

other clauses of a mortgage may be recorded in the county clerk's office of any

county, and the county clerk of such county, upon the request of any person, on

tender of the lawful fees therefor, shall record the same. Every such instrument shall

be entitled on the face thereof as a "Master form recorded by .... (name of person

causing the instrument to be recorded)." The instrument need not be acknowledged

to be entitled to record.

(2) When any such instrument is recorded, the county clerk shall index the instrument

under the name of the person causing it to be recorded in the manner provi ded for

miscellaneous instruments relating to real estate.

(3) After the form mentioned in subsection (1) of this section is recorded, any of the

provisions of such master form instrument may be incorporated by reference in any

mortgage of real estate sit uated within this state, if the reference in the mortgage

states that the master form instrument was recorded in the county in which the

mortgage is offered for record and states the date when and the book and page or

pages where the master form instrument was recorded. The recording of any

mortgage which has so incorporated by reference therein any of the provisions of a

master form instrument recorded as provided in this section shall have like effect as

if the provisions of the master form so incorporate d by reference had been set forth

fully in the mortgage.

Collected 2026-09-05T20:59:12Z. Source file · JSON

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