KRS 391.340: Payment of P.O.D. account.

Any P.O.D. account may be paid, on request, to any original party to the account.

Payment may be made, on request, to the P.O.D. payee or to the personal representative

or heirs of a deceased P.O.D. payee upon presentation to the financial institution of p roof

of death showing that the P.O.D. payee survived all persons named as original payees.

Payment may be made to the personal representative or heirs of a deceased original payee

if proof of death is presented to the financial institution showing that the deceased

original payee was the survivor of all other persons named on the account either as an

original payee or as P.O.D. payee.