Md. Code, Commercial Law § 4A–105

(a) In this title:

(1) “Authorized account” means a deposit account of a customer in a bank designated by the customer as a source of payment of payment orders issued by the customer to the bank. If a customer does not so designate an account, any account of the customer is an authorized account if payment of a payment order from that account is not inconsistent with a restriction on the use of that account.

(2) “Bank” means a person engaged in the business of banking and includes a savings bank, savings and loan association, credit union, and trust company. A branch or separate office of a bank is a separate bank for purposes of this title.

(3) “Customer” means a person, including a bank, having an account with a bank or from whom a bank has agreed to receive payment orders.

(4) “Funds–transfer business day” of a receiving bank means the part of a day during which the receiving bank is open for the receipt, processing, and transmittal of payment orders and cancellations and amendments of payment orders.

(5) “Funds–transfer system” means a wire transfer network, automated clearing house, or other communication system of a clearing house or other association of banks through which a payment order by a bank may be transmitted to the bank to which the order is addressed.

(6) Reserved.

(7) “Prove” with respect to a fact means to meet the burden of establishing the fact (§ 1–208(b)(8)).

(b) Other definitions applying to this title and the sections in which they appear are:

“Acceptance” § 4A–209

“Beneficiary” § 4A–103

“Beneficiary’s bank” § 4A–103

“Executed” § 4A–301

“Execution date” § 4A–301

“Funds transfer” § 4A–104

“Funds–transfer system rule” § 4A–501

“Intermediary bank” § 4A–104

“Originator” § 4A–104

“Originator’s bank” § 4A–104

“Payment by beneficiary’s bank to § 4A–405

beneficiary”

“Payment by originator to beneficiary” § 4A–406

“Payment by sender to receiving bank” § 4A–403

“Payment date” § 4A–401

“Payment order” § 4A–103

“Receiving bank” § 4A–103

“Security procedure” § 4A–201

“Sender” § 4A–103

(c) The following definitions in Title 4 of this article apply to this title:

“Clearing house” § 4–104

“Item” § 4–104

“Suspends payments” § 4–104

(d) In addition, Title 1 of this article contains general definitions and principles of construction and interpretation applicable throughout this title.