Md. Code, Education § 18–3401

(a) In this subtitle the following words have the meanings indicated.

(b) “Higher education loan” means any loan for undergraduate or graduate study that is obtained for tuition, educational expenses, or living expenses from:

(1) A college or university, government, or commercial source; or

(2) An organization, an institution, an association, a society, or a corporation that is exempt from taxation under § 501(c)(3) or (4) of the Internal Revenue Code of 1986.

(c) “Program” means the Howard County Student Loan Assistance Repayment Program for Teachers.